Pumpkin Cream Cheese Muffins with Swirls

Featured in Zucchini Breads & Desserts.

Pumpkin Cream Cheese Muffins are a fall favorite! These soft, spiced muffins with a tangy cream cheese swirl are pure comfort. Easy recipe for home bakers.
Clara Rodriguez - Recipe Author
Updated on Thu Jan 08 2026 at 02:50 AM
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Okay, so picture this: it's a crisp autumn morning, the kind where you can almost smell the leaves changing. I’m bundled up, coffee in hand, and suddenly, a craving hits me. Not just any craving, but for something that feels like a warm hug, something that whispers "fall." That's how my journey with these Pumpkin Cream Cheese Muffins started, honestly. I was scrolling through an old cookbook, saw a basic pumpkin muffin recipe, and my brain just screamed, "But what about cream cheese?!" The first batch was… a little messy, a lot of butter everywhere, but the smell? Oh my goodness, it was pure magic. These aren't just muffins, they're tiny little pockets of spiced, tangy joy that bring me right back to that first cozy kitchen moment.

I remember one time, I was so excited to get these Pumpkin Cream Cheese Muffins into the oven, I completely forgot to add the sugar to the cream cheese swirl. I pulled them out, took a bite, and was like, "Wait, why is this so… plain?" My husband just looked at me with that knowing grin. Had to scrape off the tops of a few and re-swirl them, a total mess, but hey, you learn, right? Now, I always double-check the sugar bowl before I even think about mixing!

Ingredients

  • All-purpose flour: This is your structure, your foundation. Don't go for anything fancy here, a good unbleached all-purpose works wonders. I tried whole wheat once, and they were a bit too dense for my liking, honestly.
  • Granulated sugar: Just enough sweetness to balance the pumpkin. I'm not a fan of overly sweet muffins, so this amount is just right for me.
  • Brown sugar: Adds that deep, molasses-y warmth that really complements the pumpkin. Light or dark, either works, but dark gives a richer flavor.
  • Baking powder & Baking soda: The dynamic duo for lift! Don't skip these, or you'll end up with sad, flat muffins, and nobody wants that.
  • Salt: A pinch of salt makes everything taste better, seriously. It brings out all the other flavors.
  • Pumpkin puree: Make sure it's 100% pumpkin, not pie filling! I made that mistake once, and let's just say my muffins tasted… overly spiced and weirdly sweet. Stick to the pure stuff.
  • Large eggs: Room temperature if you can manage it, they incorporate better. I usually just pull them out while I gather everything else.
  • Vegetable oil: Keeps the muffins super moist. You can use melted butter, but I find oil gives a lighter texture here.
  • Milk: Whole milk is my preference for richness. Skim milk just doesn't give the same lovely crumb, I'm telling you.
  • Cream cheese: Full-fat, softened. This is not the place for low-fat, hon. We want that tangy, creamy goodness. I usually leave it out on the counter for an hour or so.
  • Powdered sugar: For that smooth, sweet swirl. Sift it if you're feeling fancy, but I usually just whisk it well.
  • Vanilla extract: A good quality vanilla makes all the difference. I swear by pure vanilla, not the imitation stuff.
  • Pumpkin pie spice: The easiest way to get all those warm, fall flavors in one go. If you don't have it, a mix of cinnamon, nutmeg, ginger, and a tiny pinch of cloves works too! I usually add a little extra cinnamon myself.
  • Coarse sugar (optional): A little sprinkle on top before baking gives a lovely sparkly crunch. I sometimes forget this step, but when I remember, it's a nice touch!

Instructions

Prep Your Kitchen & Oven:
First things first, get your muffin tin ready. Line it with paper liners, or just grease it really well if you’re feeling rebellious. I always go for liners because honestly, cleaning muffin tins is not my favorite chore. Preheat your oven to a good hot 425°F (220°C). Yeah, it seems high, but trust me, that initial blast helps create those beautiful domed tops. This is where I usually get distracted by a podcast, so I set a timer for the preheat!
Whisk Dry Ingredients:
Grab a big bowl for this. Toss in your flour, both sugars (granulated and brown), baking powder, baking soda, salt, and that lovely pumpkin pie spice. Give it a good whisk until everything’s combined. You want to make sure there are no lumpy bits of brown sugar hiding in there. I once thought I whisked enough, and then bit into a chunk of undissolved brown sugar in a muffin not the worst thing, but not ideal either!
Combine Wet Ingredients:
In a separate, medium-sized bowl, whisk together your pumpkin puree, eggs, vegetable oil, and milk. Make sure it's all smooth and homogenous. You'll see this beautiful orange liquid forming, and it just smells like autumn. This is a pretty straightforward step, but don't over-whisk, just get it combined until it's a uniform color.
Mix Wet into Dry Gently:
Now, pour your wet pumpkin mixture into the dry ingredients. Grab a spatula and mix just until just combined. And I mean just. A few streaks of flour are totally fine, honestly! Overmixing is the enemy of a tender muffin, it makes them tough and chewy, and we want soft, fluffy muffins, right?
Prepare the Cream Cheese Swirl:
In another small bowl, beat your softened cream cheese with the powdered sugar and vanilla extract until it's smooth and creamy. A hand mixer makes this super easy, but a whisk and some elbow grease work too. This mixture should be thick enough to hold its shape a bit. I sometimes sneak a tiny taste here oops, quality control!
Assemble & Bake Your Muffins:
Divide about two-thirds of the muffin batter into your prepared liners. Then, dollop small spoonfuls of the cream cheese mixture on top of each muffin. Take a knife or a skewer and gently swirl the cream cheese into the pumpkin batter. Don't overdo it, just a few swirls for that pretty marble effect. Bake for 5 minutes at 425°F (220°C), then reduce the oven temperature to 375°F (190°C) and continue baking for another 18-20 minutes, or until a toothpick inserted into the muffin (not the cream cheese part!) comes out clean. The tops should be golden and springy. The smell filling your kitchen will be incredible!

One Saturday morning, I was making a double batch of these for a potluck, and my toddler decided it was the perfect time to "help" by dumping a bag of goldfish crackers into my flour bowl. I just stared at it for a second, then scooped out the goldfish, sighed, and started a new batch. Kitchen chaos is just part of the process, isn't it? But when those warm Pumpkin Cream Cheese Muffins came out, smelling like pure happiness, all the little mishaps were totally forgotten.

Storage Tips for Pumpkin Cream Cheese Muffins

Okay, so storing these Pumpkin Cream Cheese Muffins is pretty important if you want them to stay fresh and delicious. Once they've cooled completely (and I mean completely, or you'll get soggy tops), pop them into an airtight container. I usually put a paper towel on the bottom of the container and another on top, just to absorb any excess moisture and keep them from getting sticky. They’ll last happily on the counter for about 2-3 days, but honestly, in my house, they rarely make it past day one! If you need them to last longer, you can freeze them individually in a freezer bag. Just pull one out, let it thaw, and maybe give it a quick zap in the microwave for that fresh-baked warmth. I once tried to microwave one from frozen for too long, and the cream cheese part kind of exploded so don't do that lol. A quick 20-30 seconds is usually enough to warm them up beautifully.

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Pumpkin Cream Cheese Muffins: Ingredient Substitutions

I've played around with these Pumpkin Cream Cheese Muffins quite a bit, so I have some honest thoughts on substitutions. For the pumpkin puree, if you're out, you could try mashed sweet potato or even butternut squash puree, though the flavor will be a little different still good, but not quite the same pumpkin punch. I tried using Greek yogurt instead of some of the oil once for a "healthier" version, and it worked… kinda. The texture was a bit denser, less airy, so I usually stick with the oil. As for the pumpkin pie spice, if you don't have it, a mix of cinnamon, nutmeg, and a dash of ginger and cloves will get you pretty close. I always add extra cinnamon because I just love that warm spice. If you don't have brown sugar, you can use all granulated, but you'll lose some of that deep, caramel-like flavor, so I wouldn't recommend it unless you're in a pinch. Just be ready for a slightly different, less rich muffin.

Serving Pumpkin Cream Cheese Muffins

Honestly, these Pumpkin Cream Cheese Muffins are pretty perfect on their own, especially still warm from the oven with a slight melty cream cheese swirl. But if you're asking me, they pair beautifully with a strong cup of coffee or a milky chai latte for that ultimate morning treat. For an afternoon pick-me-up, a tall glass of cold milk is just classic. I've even served them as a casual dessert with a scoop of vanilla bean ice cream (don't knock it 'til you try it!). They’re excellent for a brunch spread, sitting alongside some crispy bacon and fresh fruit. And for a truly cozy night in, one of these, a blanket, and a good book? Yes please. They just make you feel so cared for, you know?

The Story Behind Pumpkin Cream Cheese Muffins

While Pumpkin Cream Cheese Muffins don't have a deep, ancient cultural history, they're a beautiful reflection of modern American comfort food, especially during the autumn season. Pumpkin-flavored everything really takes off in the fall here, from lattes to pies. Muffins themselves have a long history as quick breads, evolving from simpler cakes. The addition of cream cheese, though, feels like a more recent, decadent twist, perhaps inspired by cream cheese frosting on carrot cakes or red velvet. For me, they embody that feeling of gathering, of celebrating the harvest, and finding warmth as the days get shorter. My grandma always made a simple pumpkin bread, and I remember thinking how much better it would be with a little tangy creaminess. So, in my kitchen, these muffins became my personal homage to fall flavors and the joy of creating something new from familiar comforts.

And there you have it, my friends. These Pumpkin Cream Cheese Muffins are more than just a recipe, they're a little piece of my autumn heart. That first bite, with the tender pumpkin cake and the tangy, sweet swirl, just makes me so happy every single time. Honestly, sometimes they come out a little lopsided, or the swirl isn't perfectly centered, but they still taste incredible. I truly hope you give them a whirl in your own kitchen and maybe even make a few delicious, chaotic memories of your own. Let me know how your batch turns out!

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Frequently Asked Questions

→ Can I use canned pumpkin pie filling instead of puree?

Oh, please don't! I made that mistake once, and the muffins were overly sweet and spiced in a weird way. Stick to 100% pure pumpkin puree for these Pumpkin Cream Cheese Muffins, it makes all the difference, honestly.

→ What if I don't have pumpkin pie spice?

No worries! You can make your own. I usually mix about 1 teaspoon cinnamon, 1/4 teaspoon nutmeg, 1/4 teaspoon ginger, and a tiny pinch of cloves. It works great for these muffins!

→ Why do my muffins turn out tough?

My guess is overmixing the batter, hon. That's a common culprit! Mix just until the wet and dry ingredients are combined, even if there are a few flour streaks. It keeps these muffins super tender.

→ How long do these Pumpkin Cream Cheese Muffins last?

In an airtight container on the counter, they're good for 2-3 days. In my house, they disappear much faster, but if you want to freeze them, they'll last a couple of months. Just thaw and warm gently!

→ Can I add chocolate chips to these muffins?

Absolutely! I've totally done that. White chocolate chips are particularly good with the pumpkin and cream cheese, but milk or dark chocolate would also be a delicious addition to your Pumpkin Cream Cheese Muffins. Go for it!

Pumpkin Cream Cheese Muffins with Swirls

Pumpkin Cream Cheese Muffins are a fall favorite! These soft, spiced muffins with a tangy cream cheese swirl are pure comfort. Easy recipe for home bakers.

4.2 out of 5
(27 reviews)
Prep Time
20 Minutes
Cook Time
25 Minutes
Total Time
45 Minutes


Difficulty: Intermediate

Cuisine: American

Yield: 12 Servings

Dietary: Vegetarian

Published: Sat Dec 13 2025 at 08:26 AM

Last Updated: Thu Jan 08 2026 at 02:50 AM

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Ingredients

→ Muffin Base Ingredients

01 1 ½ cups (190g) all-purpose flour
02 ½ cup (100g) granulated sugar
03 ½ cup (100g) packed light brown sugar
04 1 tsp baking powder
05 1 tsp baking soda
06 ½ tsp salt
07 1 tsp pumpkin pie spice
08 1 cup (240g) pumpkin puree (100% pure pumpkin, not pie filling)
09 2 large eggs
10 ⅓ cup (80ml) vegetable oil
11 ¼ cup (60ml) milk (whole milk preferred)

→ Cream Cheese Swirl

12 4 oz (113g) cream cheese, softened (full-fat)
13 ¼ cup (30g) powdered sugar
14 ½ tsp vanilla extract

→ Optional Finishing Touch

15 1 tbsp coarse sugar, for sprinkling

Instructions

Step 01

First things first, get your muffin tin ready. Line it with paper liners, or just grease it really well if you’re feeling rebellious. I always go for liners because honestly, cleaning muffin tins is not my favorite chore. Preheat your oven to a good hot 425°F (220°C). Yeah, it seems high, but trust me, that initial blast helps create those beautiful domed tops. This is where I usually get distracted by a podcast, so I set a timer for the preheat!

Step 02

Grab a big bowl for this. Toss in your flour, both sugars (granulated and brown), baking powder, baking soda, salt, and that lovely pumpkin pie spice. Give it a good whisk until everything’s combined. You want to make sure there are no lumpy bits of brown sugar hiding in there. I once thought I whisked enough, and then bit into a chunk of undissolved brown sugar in a muffin – not the worst thing, but not ideal either!

Step 03

In a separate, medium-sized bowl, whisk together your pumpkin puree, eggs, vegetable oil, and milk. Make sure it's all smooth and homogenous. You'll see this beautiful orange liquid forming, and it just smells like autumn. This is a pretty straightforward step, but don't over-whisk, just get it combined until it's a uniform color.

Step 04

Now, pour your wet pumpkin mixture into the dry ingredients. Grab a spatula and mix just until *just* combined. And I mean *just*. A few streaks of flour are totally fine, honestly! Overmixing is the enemy of a tender muffin, it makes them tough and chewy, and we want soft, fluffy muffins, right?

Step 05

In another small bowl, beat your softened cream cheese with the powdered sugar and vanilla extract until it's smooth and creamy. A hand mixer makes this super easy, but a whisk and some elbow grease work too. This mixture should be thick enough to hold its shape a bit. I sometimes sneak a tiny taste here – oops, quality control!

Step 06

Divide about two-thirds of the muffin batter into your prepared liners. Then, dollop small spoonfuls of the cream cheese mixture on top of each muffin. Take a knife or a skewer and gently swirl the cream cheese into the pumpkin batter. Don't overdo it, just a few swirls for that pretty marble effect. Bake for 5 minutes at 425°F (220°C), then reduce the oven temperature to 375°F (190°C) and continue baking for another 18-20 minutes, or until a toothpick inserted into the muffin (not the cream cheese part!) comes out clean. The tops should be golden and springy. The smell filling your kitchen will be incredible!

Notes

  1. Don't overmix the batter, seriously. A few lumps are better than tough muffins, I promise.
  2. Store in an airtight container for 2-3 days on the counter, or freeze for longer.
  3. If you're out of pumpkin pie spice, mix cinnamon, nutmeg, ginger, and a pinch of cloves.
  4. Warming them slightly before serving makes them extra tender and fragrant.

Tools You'll Need

  • Muffin tin
  • paper liners
  • large mixing bowls
  • whisk
  • spatula
  • hand mixer (optional)
  • knife or skewer

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Wheat
  • Dairy
  • Eggs

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 250
  • Total Fat: 12g
  • Total Carbohydrate: 32g
  • Protein: 4g

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